What it means to be an expert.

You’re in hospitality. Is it too much to ask your insurance agent to make you comfortable? With Howalt+McDowell’s team of industry veterans, you’ll feel right at home. Our staff brings real-world experience in hospitality to a risk management platform that accommodates you – designed for hotel owners by hotel owners.

Whether your portfolio includes full-service hotels, limited-service hotels, resorts or bed and breakfasts, Howalt+McDowell’s specialists will custom build your risk management suite with the coverage products you need (and not the ones your don’t).

We understand no two properties are alike. And we know how to manage risks that can confront food and beverage outlets, spas, swimming pools, water parks and conference centers, just to name a few.